The Facts

It's About Time

The Facts

One in three Americans report being distracted at work due to financial stress

Financially stressed Americans pay $170 billion a year in fees while waiting for their next paycheck.


  • $35 billion in bank overdraft fees
  • $10 billion in late fees
  • $6 billion in payday loan fees

—Financial Health Network

72% of Adults report feeling stressed about money at least some of the time.

—American Psychological Association Survey

There are today more payday loan stores in the United States than there are McDonald’s restaurants.

83 percent of Human Resources professionals cite employees’ personal financial issues as having an adverse impact on individual and company productivity and performance.